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Blog Post | Transportation

Red light camera testimony | Phineas Baxandall

The analysis below discusses four types of public protections that should be included in any enabling legislation for red-light camera programs. We discuss specific recommendations for best practice, as compared to provisions in the Philadelphia Code and Senate Bill 595.

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Blog Post | Consumer Protection

Avoid bank fees | Alana Miller

PennPIRG’s advice to consumers remains simple: shop around (see our banking guide). Big banks can charge increasingly bigger fees and make it harder for customers to avoid them because they know consumers don’t shop around.

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New Consumer Agency Takes Over Thursday as Nation’s Consumer Bank Cop

Philadelphia, PA—Leading consumer groups today announced the results of a poll showing that an overwhelming majority of likely voters both support a new consumer agency (74%) and want Wall Street held “accountable” (77%), along with a report documenting “10 reasons” consumers need the new Consumer Financial Protection Bureau.  The Bureau will take over enforcement of all major consumer laws on Thursday, July 21. The groups called for the Senate to vote to confirm former Ohio Attorney General Rich Cordray as its director, so that the CFPB is able to fulfill the promise of consumer financial protection.

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Report | U.S. PIRG Education Fund | Financial Reform

Ten Reasons We Need Consumer Financial Protection

For years leading up to the 2008 financial collapse, federal bank regulators ignored numerous warnings of increasingly predatory mortgage practices, credit card tricks and unfair overdraft policies used by banks. The banks were earning billions from “gotcha” practices. Incredibly, bank regulators actively encouraged this behavior, arguing it was profitable and kept banks safe. No regulator cared about its other (and, to them, secondary) job: enforcing consumer laws. Some regulators rejected the role and even actively worked to prevent states from carrying it out.

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News Release | Budget, Tax

Offshore Tax Havens Cost Pennsylvania Taxpayers $464 a Year

PHILADELPHIA, April 18– Major corporations and some individuals avoid a total of as much as $100 billion a year in federal taxes by “off-shoring” the profits they make here in the U.S. or by setting up sham headquarters in tax haven countries. As a result, Pennsylvania taxpayers are left footing the bill.

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